How Do I Get Approved?
We Make Financing Fast and Easy
Like everything else at Fairway Ford, our financing process is designed to be easy, transparent, and stress free. We will guide you through the entire process start to finish. In addition, you’ll get:
- Clear Terms-Fairway Ford offers some of the most competitive terms in the automotive industry without agonizing about how to get the best offer.
- Respected Financial Institutions-Our third party finance sources rank among the most respected financial institutions in the world.
- Fast, Convenient Financing-We will work hard to get you the best offers and options that work for you in a timely fashion that works within your schedule.
Integrity, Transparency and Honesty Matter to the Fairway Ford Professionals
Integrity is an important part of Fairway Ford, and our financing process is no exception. We strive to be different from the traditional car dealer, and you’ll never find any financing games or hidden costs.
We pride ourselves on transparency throughout the car buying process, including the financing process. To this end, we’ve gathered information to help you understand how creditors make decisions to give you a financing offer. These decisions are based on four main factors:
- Vehicle Selection: Cost, Age and Mileage
- Application Information: Employment, Residence and Income Information
- Credit History: Examines the full information contained in your credit file
- Down Payment: Total of Cash or Trade Equity
To get the best car-financing offer, you should select a vehicle that fits your budget. This will increase your likelihood of approval, could improve your offer and will reduce your monthly payment.
Factors Affecting Your Monthly Payment Your monthly payment is determined by three major factors listed below in order of impact:
- Amount Financed
- Term or Length of Contract
- Down Payment or Trade Equity
Have additional questions? Call us NOW at (234)-287-8149 and we’ll be happy to assist you further.
